MA Individual Mandate Penalties for Tax Year 2024 - February 4, 2024

The MA Department of Revenue has released the 2024 penalty schedule for individuals who fail to comply with the requirements of the Massachusetts Health Care Reform Act. The penalties apply only to adults who are deemed able to afford health insurance but who did not enroll in available coverage. Individuals with incomes less than or equal to 150% of the federal poverty level (FPL) are not subject to any penalty as those at this income level are not required to pay an enrollee premium for ConnectorCare health insurance. Those subject to penalties are: (1) individuals with incomes from 150.1% to 200% of FPL, $24/month ($288/year); (2) those with incomes from 200.1% to 250% of FPL, $48/month ($576/year); (3) those with incomes from 250.1% to 300% of FPL, $71/month ($852/year); (4) those with incomes from 300.1% to 400% of FPL, $109/month ($1,308/year); (5) those with incomes from 400.1% to 500% of FPL, $127/month ($1,524/year); and (6) those with incomes above 500% of FPL, $175/month ($2,100/year). Penalties for married couples who do not comply with the individual mandate rules (with or without children) will equal the sum of individual penalties for each spouse. (Massachusetts Technical Information Release No. 24-1, 02/01/2024.)